Timothy Hayes, CERTIFIED FINANCIAL PLANNER™
Timothy Hayes Financial & Ins. Svcs., Inc.
Fiduciary Fee-Based Advisory Services offered through Crown Capital Securities, L.P., a Registered Investment Advisor

Timothy Hayes CLU, ChFC, CFP®
CERTIFIED FINANCIAL PLANNER™ Investment Advisor Representative

Christina Woodford
Registered Principal Investment Advisor Representative

Strategies for Managing Student Loan Debt

Inventorying Your Possessions

Keeping Up with the Joneses

Our Firm
Timothy Hayes Financial & Ins. Svcs., Inc. was established in 1982. Our firm excels at providing excellent service on a personal level. We take time to educate our clients about their investment options, helping them to make an informed decision. As an independent agency, we are not restricted to proprietary in-house products, allowing us to offer the most suitable and competitive investment products available.
Our agents are licensed to operate as both fee-based advisers and commission-based brokers, depending on the needs of each client. Our office assists clients through each stage of investing from wealth accumulation to durable and predictable retirement income. We utilize multiple strategies including:
- Low cost buy-and-hold
- Active investment management
- Lifetime income annuities & guaranteed accounts
- Tax-efficient investments

Our Brokerage Firm
Crown Capital Securities, L.P. is a full-service broker-dealer serving independent financial advisors nationwide. We are members of the Financial Industry Regulatory Authority, Inc. (FINRA) and Securities Investors Protection Corporation SIPC. Crown is an independent broker dealer intent on providing you the highest quality service. Because we are independent,
Crown gives its financial advisors the freedom to decide which products are the best fit for you. More importantly our representatives have access to a wide array of the most respected products and services available in order to best meet your goals and objectives.
Crown is very selective about who qualifies to become an advisor of Crown Capital Securities. Our financial advisors are among the top professionals in the field. To help our advisors stay on top, we have placed an emphasis on education by providing our advisors the latest in industry news as well as comprehensive training programs. Since 1964, our clients have enjoyed financial services at the leading edge of the industry for their business and family insurance requirements. We look forward to the opportunity to serve you!
"Don't simply retire from something; have something to retire to."
Harry Emerson Fosdick